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Thread: JJs Project BRABUS

  1. #71
    Join Date
    Nov 2004
    Location
    North Weald, Essex
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    89
    Ouch!
    Hope your OK?

  2. #72
    Join Date
    Mar 2008
    Location
    BRISTOL
    Posts
    2,682
    yeah thanks mate - nothing serious

    JJ

    www.forfour.co.uk - forfour technical forum
    www.evilution.co.uk
    www.quidco.com << CLICK - cash back on car insurance and online purchases

  3. #73
    Join Date
    Apr 2009
    Location
    Ecosse
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    3,393
    How's the repair assessment progressing JJ?
    Chassis damage (I assume that is what the photo is showing) is never a welcome sign. Does 2k repair that?

  4. #74
    Join Date
    Mar 2008
    Location
    BRISTOL
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    its all done through insurance

    no fault claim

    no excess paid

    whole rear chassis leg being replaced

    bilstein damper that side replaced

    boot floor being cut out

    crash bar and some back ironmongery

    middle panel of plastic bumper

    garage is THE merc specialist in the south west. They repair to factory.

    they are awaiting the forfour jig clamps - there is one set floating around the south west and they are 3rd in line so another 7 days to get hold of them before they straighten and measure.

    i'm not paying a penny (until the renewal comes in - grrrrrrrrrr)

    JJ

    www.forfour.co.uk - forfour technical forum
    www.evilution.co.uk
    www.quidco.com << CLICK - cash back on car insurance and online purchases

  5. #75
    Join Date
    Apr 2009
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    Ecosse
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    Quote Originally Posted by problemchild1976 View Post
    i'm not paying a penny (until the renewal comes in - grrrrrrrrrr)

    JJ
    But for fuelling the Jag.... Should you not have got a courtesy car? Good you're getting the Brab properly sorted.

    I think - but not certain - that a no-fault claim doesn't affect your future premiums. Dumbo who hit you deserves whatever increases are coming for them.

  6. #76
    Join Date
    Mar 2012
    Location
    Burnley
    Posts
    1,094
    It's always a good idea not to go through your insurance particularly if you like the car and want to keep it. If you claim off the other party they have no right to "right off" the car, your insurance has that right, you agreed to it when you took out the insurance. As you have no agreement with the others insurance there are a lot of little things in your favour.

  7. #77
    Join Date
    Mar 2008
    Location
    BRISTOL
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    2,682
    A courtesy car would have increased the cost too much and written off the BRAB

    I have protected NCB but I'm pretty sure having an accident of any kind increases your risk profile.

    The woman who opened the car in front of me and created the issue has no idea of what crap she's caused.

    The insurance company offered me 2k in cash for me to fix myself - glad I didn't take that option as I was tempted

    JJ

    www.forfour.co.uk - forfour technical forum
    www.evilution.co.uk
    www.quidco.com << CLICK - cash back on car insurance and online purchases

  8. #78
    Join Date
    Apr 2009
    Location
    Ecosse
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    True, courtesy cars are pushing claim and premium prices up, but when a replacement car is needed to get around... I think, your risk profile is to some extent factored in by home address ie, type of driving you are likely doing - urban vs rural. The car ahead of you may have set in motion the event that would lead to the collision but it was the driver behind at fault. Perhaps their insurance company could pursue a claim against the driver of the car ahead if their driving was deemed to have been careless or dangerous but the fact that you managed to stop would complicate that.
    With chassis damage JJ, you must be perilously close to write-off territory. I think, you have the right to have repairs to 'return the vehicle to pre-collision condition' - ie, you do not have to accept write-off if you don't want to but this maybe applies (if it does at all) to cosmetic damage.
    My views on people who follow the car ahead too closely have been aired already. Your case just proves the point. Hope you get it sorted to your satisfaction.

  9. #79
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    Mar 2008
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    Ok - so it's been close to a write off but it isn't.

    Even the pay out of 2k wasn't writing it off - they just offered the cash for repairs.

    As for following too close - yeah defo. This was a 20 road. I was doing just over 20. The woman walked from the pavement across the front of her car to her door and where most people will stand flush against their car and wait for you to pass she flung it open full width almost. I had about 2 car lengths notice and while I could have swung into the oncoming traffic and back in again (just - looking at the dash cam footage) I didn't even have time to make that decision really. The car that hit me wasn't too close just not paying attention I guess as we were just pootling along a long straight clear road (not an excuse I know) but I have some sympathy for him as it was an emerging threat that i also didn't pick up on as it was ridiculous what she did.

    She was gonna drive off but I ran and stopped her. She said she though she was giving me enough time and space to swing around her. Looking at the cam footage again when cars started passing, there was barely enough space for 2 cars to pass with her door closed. And besides, it wasn't her decision. I have a feeling that because all the other cars parked were half on the pavement (and google maps shows that as the norm) she could visualise that there was space as I was passing them BUT her car wasn't on the pavement it was fully on the road.

    Oh well

    These things happen and it's only my second accident since 1993 when I passed my test so not doing too bad.

    JJ

    www.forfour.co.uk - forfour technical forum
    www.evilution.co.uk
    www.quidco.com << CLICK - cash back on car insurance and online purchases

  10. #80
    Join Date
    Apr 2009
    Location
    Ecosse
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    Quote Originally Posted by problemchild1976 View Post
    . The car that hit me wasn't too close just not paying attention I guess as we were just pootling along a long straight clear road (not an excuse I know) but I have some sympathy for him as it was an emerging threat that i also didn't pick up on as it was ridiculous what she did.


    JJ
    But that is precisely why an adequate gap has to be maintained - the unforeseen is just that!

    If the woman's behaviour was as outrageous as stated (and you have dash cam evidence) then maybe she can be held liable. But at that point she is a pedestrian though throwing her door open involves her car at which point possibly her insurance cover is invoked.

    I'd still be pursuing the driver who hit you though. You may have been pulling up sharply because a child ran in front of you... The following driver should have been in a position to stop - whatever your reason for braking.

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